Beds on Finance

Spread the Cost of a New Bed

A new bed should not have to wait for payday. Beds in this collection are available with Snap Finance on eligible orders over £250, from just a £1 deposit, with weekly, fortnightly and monthly repayments to suit your budget. Applying starts with a soft eligibility check, so finding out where you stand will not affect your credit score.

Choose from upholstered frame beds, divan beds, ottoman storage beds, sleigh beds, wingback beds, TV beds and bunk beds, in sizes from 3ft Single to 6ft Super King. Every upholstered bed is handmade to order in England, so you pick the size, fabric, colour and storage options before you order, rather than settling for warehouse stock.

Finance is one of several ways to pay and is subject to status, affordability checks and lending criteria. Standard delivery takes 14 to 28 working days across England, Wales and Scotland, and the courier will contact you up to 48 hours before delivery to confirm the day and time slot.

Prefer to shop by payment frequency? Explore our Pay Weekly Beds or Pay Monthly Beds collections, or view our Bed and Mattress Sets for a complete sleep package.

Frequently Asked Questions

Can I get a bed on finance with bad credit?

You can apply whatever your credit history. Snap Finance starts with a soft eligibility check that does not affect your credit score, and looks at more than just your credit score when making a decision. Approval is not guaranteed, as all applications are subject to status, affordability checks and lending criteria, but a poor credit history does not automatically rule you out.

Will applying affect my credit score?

No. Checking your eligibility uses a soft check, which does not affect your credit score. A full credit check is only carried out if you decide to go ahead with a final loan agreement.

Can I pay weekly for a bed on finance?

Yes. Weekly repayments are available through Snap Finance, along with fortnightly and monthly options. The payment amount depends on the value of your order and the finance agreement offered to you.

Can I pay monthly for a bed?

Yes. Monthly repayments are available on eligible orders. If monthly payments are your preference, you can also browse our dedicated Pay Monthly Beds collection.

What types of beds can I get on finance?

Everything in this collection. That includes frame beds, divan beds, ottoman storage beds on finance, sleigh beds, wingback beds, high headboard beds, TV beds and bunk beds, each handmade to order with your choice of size, fabric, colour and storage options.

Can I finance a bed and mattress together?

Yes. Choose from our Bed and Mattress Sets to order both in one purchase, or add a mattress to your bed order before applying for finance on your eligible total.

How long does delivery take?

Beds are handmade to order and delivered within 14 to 28 working days. The courier will contact you up to 48 hours before delivery to confirm the day and time slot.

Representative Example: Cost of Goods £1,200, Deposit £1, Amount of Credit £1,199, Annual Fixed Interest Rate 26.47%, Monthly Payment £65.23, Term 24 months, Total Payable £1,566.52, Representative 29.9% APR.